![]() ![]() You’ll learn how to set up Microsoft Excel, navigate workbooks and save and close documents, how to make basic spreadsheets and select and format ranges of cells. This one-day class is the perfect start to the world of Excel. I just pulled the numbers in the cash flow budget off the top of my head and they don’t reflect any real-life information.Learn the basics of Microsoft Excel and how to use spreadsheets to be more organised and effective at work with this Excel short course for beginners.ĭiscover the best Excel shortcuts and tips and tricks from the outset from an expert facilitator as they take you through everything you need to know to start using Microsoft Excel with confidence. I’ve previously written a post on how to set a cash flow budget, but not specifically how to do it in excel, so if you would like me to write a tutorial on that, let me know. You will notice it’s incomplete but it gives us an idea of how this works. Banks often have their own confusing ways of calculating interest, so your results may differ from theirs.īelow is an example of a cash flow budget. How much interest do you save? How much time? What about if the interest rate is 7%? What is the repayment amount? Linking Our Repayment Report with our Budget to See How Various Scenarios affect Our Cash FlowĪll results are based on the assumption that the interest rate remains fixed throughout the entire loan term and that interest is calculated monthly and payments made monthly. Have a go changing the extra repayment amount to $120. ![]() Because everything is formulated, changing one variable will mean that the entire amortisation table will adjust automatically and the interest saved and loan period will also be adjusted automatically and that’s the exciting part about Excel! And once you have this spreadsheet set up, you can copy and paste it into multiple sheets and use it to calculate other loans like a car loan. That’s it! Now we can run some scenarios by changing the variables under the monthly repayment calculations such as the interest rate, the extra repayment amount or the principal amount. ![]() Click on the option use formula to determine which cells to format and enter the following formula: Select the entire table range from E3 to 元62, open up the conditional formatting dialogue from the Home ribbon and select New Rule. The conditional formatting will mean that any cell that has a 0 in it will be “hidden” and the hidden cells will change automatically if we change our extra repayment amount. Now we can leave our amortisation table as is and it is just fine, or we can use some conditional formatting to hide any 0 amounts and make it look pretty. Everything after that has been changed from negative numbers to zeros. Have a look towards the bottom of the spreadsheet and you will notice that with the extra repayment of $80 per month, we will have paid off our loan 30 months early (period 331). You will notice that for these two formulae, we have used the dollar signs for absolute references to lock in the numbers from our data table for when we fill down. So, if the balance at the beginning of the month is less than the monthly payment amount (B6) then make $0 extra repayment, otherwise, use the extra repayment amount as we set up in B11. Always check with a professional financial advisor before making financial decisions. ![]() You should double-check your results with your bank or professional financial advisor. It does not take into account bank fees.ĭisclaimer: This tutorial is for informational purposes only and does not constitute as professional advice. I’ll start with the same information from the PMT exercise, so if you haven’t done principal and interest calculations, do those first.Īll results are based on the assumption that the interest rate remains fixed throughout the entire loan term and that interest is calculated monthly and payments made monthly. Create Your Own Amortization Table in Excel Of course, making loan calculations can be done easily using free online loan calculators, but that’s not as fun as doing it yourself in Excel and this way you can link your information into your budget to run some dynamic financial scenarios. Photo by rawpixel on Unsplash.Ĭheck out the PMT tutorial before starting this one to create the initial data table. ![]()
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![]() ![]() PS4™ game disc owners who buy the PS5™ Digital Edition disc-free console will not be able to get the PS5™ version at no extra cost. Become the Hunter, a master of archery who travels to a mystical island to dispel a curse of darkness that grips the world. Owners of a PS4™ disc copy must insert it into the PS5™ every time they want to download or play the PS5™ digital version. Summary: From the creators of ABZ, The Pathless is a mythic adventure game about an archer and an eagle in a vast forest. If you already own the PS4™ version of this game, you can get the PS5™ digital version at no extra cost and you do not need to purchase this product. The bond with your eagle and the fate of the world hang in the balance. Engage in epic battles against the cursed beasts to restore light to the land. Use all your skill to hunt them down, but be careful not to become the hunted yourself. PS4 The Pathless review: 'Equal parts calming and arresting' By Austin Wood published 10 November 2020 Comments (Image: Giant Squid) GamesRadar+ Verdict The Pathless switches effortlessly. Theres actually quite a large number of games releasing day and date with PlayStation 5, so its. Giant corrupted spirits lurk in the woods. News Buying The Pathless on PS5 or PS4 Unlocks Other Version for Free. Discover the dark history of the island as you solve puzzles in ancient ruins and unearth long-forgotten secrets. Traverse misty forests, lush meadows and snowy tundras. Perform fluid acrobatics and execute awesome trick shots with a unique archery system that allows effortless shooting while moving at high speeds.įorge your own path through a beautiful open world packed with secrets to find. ![]() Forge a connection with your eagle companion and soar through the air. This product entitles you to download both the digital PS4™ version and the digital PS5™ version of this game.įrom the creators of ABZÛ, The Pathless is the mythic adventure of an archer and an eagle in a vast forest.īecome the Hunter, a master of archery who travels to a mystical island to dispel a curse of darkness that grips the world. ![]() ![]() ![]() *On the link below scroll down to "Many of the courses you take at VCCS have W&M equivalents. This is when you cross the stage in your cap and gown and get acknowledged for your accomplishments by the college, your family, friends, and fellow classmates. Commencement is the celebration of your graduation. ![]() Students are expected to have participated in the Cybersecurity Basics camp or other cyber camp/program prior to this camp and must have experience using the Linux command line and other cybersecurity tools.They even offer french, spanish, and german - this is good for those pursuing BAs or need gen eds for those who took it in high school or are a native speaker). Graduation is the final completion of degree/certificate requirements and being conferred an academic degree. ![]() If you have completed your education at an institution located outside of the United States you will. college or university you have attended previously. Gain short-term WORKFORCE TRAINING for in-demand SKILLED TRADES. Students will practice their cybersecurity and computer science knowledge during the week with a variety of challenges, ranging from the beginner level with simple clues and easy-to-use tools, to the advanced level requiring multiple tools and a deeper understanding of computer science and cyber concepts. Naugatuck Valley Community College offers online winter intersession classes in English, psychology, economics, computers, history, business, Spanish. For students who would like to receive transfer credit at NOVA for courses completed at another institution, you will need to request an official transcript from any regionally accredited U.S. Students will be introduced to the Linux command line interface and different cybersecurity tools throughout the week.Ĭapture the Flag This camp will explore the exciting world of Capture the Flag. Students will explore topics around personal security, cyber law, ethical hacking, digital forensics, network security, cryptography, and encryption. ![]() Until tuition rates are set, your balance will. That means we won’t know what tuition looks like for Fall 2023 until maybe as late as July. The NOVA Catalog has information about credit instructional programs, degrees and certificates, policies and procedures, and student services. That usually happens in May, but it’s looking like it will happen later this year. Click on the topics below to browse current class offerings. This camp will introduce students to the foundations of cybersecurity. Community college tuition rates in Virginia are determined by the Virginia Community College System (VCCS) State Board. Classes can be held online via Zoom, in person, or in a hybrid format. Individual and team Cybersecurity Camps Offered With over 50 years of educating community, business and government leaders, the Northern Virginia Community College, Alexandria Campus is proud to continue an education focused on student achievement, committed to the values of access, opportunity and excellence. Explore and experience different cybersecurity tools.Each camp will feature hands-on activities and labs to engage students. High school students interested in exploring the Cybersecurity domains and furthering their knowledge of human security, computer hacking, digital safeguarding of applications, and secure communication will find much to learn through two cybersecurity camps offered this year. ![]() ![]() If you have an accident or a fire, LBC will provide you with burial assistance.In addition to murder and unprovoked assault coverage, this LBC policy provides P5,000 coverage.From just P25, you can get coverage for up to P20,000 for accidental deaths, total and permanent disabilities caused by accidents, and disablement and dismemberment caused by accidents.Insurance Applicationįilipinos have access to a simple and inclusive insurance policy thanks to LBC and Malayan Insurance. You can insure up to P20,000 with LBC’s insurance policy for as little as P25. Find A Branch Sea Cargo to the Philippines LBC is the pioneer of the Balikbayan box, a sea cargo service solution for when you’re on a budget and you’re not in a rush to get your goods back home to your loved ones. With Kaagapay Insurance, you can rest guaranteed that LBC and Malayan Insurance have brought you and your loved ones covered. The shipping cost usually increases with the increase in weight of the parcel so try to don’t cover it with heavy tools lbc padala rates lbc rates lbc insurance fee How to track your parcel packages Enter your tracking number (reference number). philpost tracking for track PhilPost parcel and EMS tracking. 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In truth, Microsoft Print to PDF is an inbuilt virtual printer existing on Windows OS, which enables users to create a PDF out of other types of files without any third-party program. What if there’s another simple solution to change PNG to PDF and it’s totally for free? Keep reading! If you are not a veteran user of Photoshop, this software seems a little intractable, at least it is for me. Step 4: Press the Save PDF button to finalize the PNG to PDF conversion.įor users who may prefer a smaller PDF size, uncheck the “Preserve Photoshop Editing Capabilities” box or change the compression level in the “Compression” tab. Step 3: In the Save Adobe PDF dialog box, select High Quality Print (Modified) in the Adobe PDF Preset In the Save As window, choose Photoshop PDF in the drop-down menu of Format, then hit the Save button Step 2: Navigate to the File tab and choose Save As. Step 1: Start the software and add a PNG file to the program Let’s get to know how to utilize Photoshop to complete PNG to PDF conversion: It’s no secret that Photoshop has some advanced settings, some of which may be beyond your knowledge, for instance, saving a PNG as a PDF. Besides, SwifDoo PDF offers four pages sizes: original page size, A4 landscape, A4 portrait, and customizable size.ĭifferent from the above-mentioned professional PNG to PDF converter, this recommendation is Adobe Photoshop, a graphics editor developed and published by Adobe. In this way, all your PNG files will be converted to individual PDF documents, rather than a single document. If users need to convert multiple PNG files to PDFs, don’t forget to click the “Options” and select Create Multiple PDF Documents. ![]() Step 4: When ready, hit the Start button to save a PNG as a PDF. ![]() Add a PNG file(s) to the SwifDoo PDF Converter Step 2: Launch the program and click on the SwifDoo button on the top left corner Step 1: Download and install SwifDoo PDF on your PC Have a look at how to convert PNG to PDF on Windows 10. Regarding the conversion features, SwifDoo PDF can perform 10 different conversion tasks among different file formats, including commonly used MS Office formats and images. But you should not ignore its powerful capabilities. It integrates the ability to edit, annotate, sign, and convert PDF documents. SwifDoo PDF is not so much a dedicated PDF converter as it is a comprehensive PDF software program on Windows. This section will list three free PNG to PDF converters on Windows, namely SwifDoo PDF, Adobe Photoshop, and Microsoft Print to PDF. Maybe you are going through choice overload due to a large amount of PNG to PDF converters in this industry, don’t worry, this post will narrow down the range of choice and introduce several possible ways to convert PNG to PDF with ease. Regardless of the operating system used, there are always a great many converters available. In fact, PNG to PDF conversion isn’t much of an issue today. Here comes the question: how do we readily convert PNG to PDF? By doing so, we can guarantee the image resolution is retained without losing the image quality, and a PDF file is relatively printing-friendly. During file-sharing or distribution, we may occasionally need to convert a picture to a PDF, like PNG to PDF conversion. ![]() ![]() ![]() I hope you have found this helpful! Make the YouTube gods happy and please leave a thumbs up/subscribe to help me grow this channel! At this time we are at 146(!) subs!!! Which. Now remember as always, if you have any questions please leave them below over on the YouTube Channel – I check there regularly so it’s the best place to ask! It’s also possible to use 8.51 by 3.15, but that gets messier later. This will create a canvas with the same aspect ratio of Facebook’s Cover Photo image size. And this is lovely because it gives you way more flexibility with your text placement. Create Custom Paper Size Press the + button at bottom left, then set the Paper Size to 85.1 in by 31.5 in. The safe areas are actually different for a profile cover photo versus a page cover photo, because even though they are the same size, they show profile photos and page avatar differently on mobile devices! For example, on a profile display, the cover photo is largely covered up by the profile photo – they plop it right in the middle bottom of your cover photo! But on a page the cover photo, the cover photo is actually 100% visible on both desktop and mobile. ![]() Which at the end of the day means you’re really designing for a middle ground.ģ – Different types of Facebook “pages” mean different cover photo rules. We’re talking mobile, tablet, or desktop. You have to get this image out-the-door under 100k to avoid the dreaded Facebook compression that will make your image look pixelated and just not the high quality you want to project as a professionalĢ – Keep in mind that Facebook changes the way they display cover photos based on what device is accessing it. Go into the Insert tab and then select the Shape option before picking your preferred shapes.How to Make a Facebook Cover Photo Collage in Photoshop!Ĭouple things to remember when you’re designing your Facebook Collage Cover Photo:ġ – Think small (file sizes). With some simple shapes, you can create attractive graphic designs to compliment your collage’s photos. Bolster Your Photos with a Bit of Graphics Add your photos by opening the Insert tab and then choosing Pictures. For example, when creating a collage about a wedding anniversary, use images containing the couple’s family, their wedding, and so on. The most integral aspect of your collage is the use of appropriately themed photos. In the menu, use the Orientation option to set your desired format. To pick a layout orientation for your collage document, start by opening the Page Layout tab and selecting Page Setup. When making a photo collage, both landscape and portrait formats are viable. Set the Photo Collage’s Layout Orientation In the menu, use the Paper Size option to pick one of the premade sizes or set a custom size. Set the desired measurements by going into File and then opening the Page Setup menu. Some standard document sizes to choose from include 5” x 7”, 8” x 11”, and 11” x 14”. Start working on your photo-based collage by picking a size for it. However, if you’re not yet familiar with using this application, consider reading our tips below. Microsoft Word is quite efficient for making a digital photo collage. And so, when putting together a photo collage of your own, add other types of visuals to compliment your pictures. You can add photos, resize, or re-position it on the. So, feel free to download our templates now and make your design process simple! How to Make a Photo Collage in Microsoft WordĪccording to a webpage from Tate (a British art organization), they explain that a collage can contain more than just photography as its main component-you can even incorporate fabrics, drawings, and many other kinds of materials. Picisto allows you to create Facebook timeline cover collage, but with very limited and basic features. If you’re on a Windows platform, then you can incorporate our samples using Microsoft Word without a hitch. By utilizing our professional materials, you can quickly create a collage about friends, birthdays, magazines, and much more. Are you working on a photo collage project? Do you need easy-to-use materials for your art piece? To help you out, we’re offering our Photo Collage Templates for instant download and intuitive customization. ![]() ![]() ![]() ![]() On Mac OS X: Download the Pro Tools 9.0.5 Full Installer and run the installer application.The full installers do not require any previous installation of Pro Tools.If you purchased the Download version of Pro Tools 9, the Pro Tools 9.0.x Full Installers are available in your Avid Account, replacing the original Pro Tools 9.0 Full Installers.To do a "clean install" of Pro Tools 9.0.6: When installation is complete, restart your computer.Locate the Pro Tools 9.0.6 update installer and launch it.Quit the Pro Tools application if it is open.Verify that Pro Tools is installed on your system.To update using the Pro Tools 9.0.6 Updater: ![]() The Pro Tools 9.0.6 updater will remove any version of Pro Tools 8 or earlier, and Pro Tools 9 will not run without an authorized iLok. The installation is the same for both only the authorization is different.ĭO NOT install any version of Pro Tools 9 if you do not have an iLok with the Pro Tools 9, Pro Tools HD 9, or Pro Tools HD 8.5 (HD Native) license. Please Note: Pro Tools 9.0 and higher uses a single installer for both Pro Tools 9 and Pro Tools HD 9. Pro Tools 9 requires your Pro Tools 9, Pro Tools HD 9, or Pro Tools HD 8.5 (HD Native) iLok authorization to launch. HD Native: If using HD Native hardware, please download the Avid NativeCardFlasher to update the HD Native card main and safe image firmware to version 1.03 for Mac OS 10.6.8 and higher support. Pro Tools 9.0.6 Windows Read Me (PDF).These Read Me files document important compatibility information, issues resolved in Pro Tools 9.0.6 (including issues resolved in previous 9.0.x versions), known issues, error messages, and information on installation and use of Pro Tools 9.0.6 and Pro Tools HD 9.0.6 software: Pro Tools 9.0.6 is an officially qualified and recommended update for all Pro Tools 9 and Pro Tools HD 9 users on Mac OS X 10.6 (Snow Leopard) through 10.7.4 (Lion), and Windows 7. The updates available for download on this page require previous installation of Pro Tools 9 software and your Pro Tools 9 iLok license. For Pro Tools 9.0 and Pro Tools HD 9.0 on Mac OS X and Windows ![]() ![]() No matter whether you are a beginner or an experienced holder you can easily operate this function. It also provides a custom setting option that lets you create your own presets and this is why it is famous among users. Actually, the equalizer has a number of presets that can be used to improve the sound quality. Powerful equalizerĪudify player is known for its powerful equalizer that helps in enhancing the quality of sound to great extent. Moreover, you can easily edit the favorite section and remove or add new content in just a few clicks. Don’t forget to add your favorite songs, artists, and albums to the favorite section for easy access. You can change themes anytime from the application settings ultimately improving your listening experience and making the interface however you like. All the themes are well designed by the developers and make you pleased with the outcomes. One of the best abilities of this application is that it allows you to choose various things according to your mood. In the Audify Player, you will find all the necessary tools that are required in an ideal music player. There are lots of music player apps available on the google play store like Avee Music Player, Eon Player Pro, and many others, but most of them lack important features. The application offers lots of amazing features such as a powerful Equalizer, an advanced search system, lyrics, a download option for offline listening, and many others. Audify Player is one of the most popular music player applications using which you can make the sound louder, softer, or change the tone to match your preferences. ![]() ![]() ![]() Rigid plastic can give you a lightweight yet durable mobile case. A gel or silicone phone case with a cardholder might be a nice option if you want a soft, flexible covering. You can find several kinds of materials for the cases on eBay at affordable prices. Color Cloud: A New Thing Is On The Waybright spring flowers - daisy floral patternCheetah Paradise PinkDisco MagicBlack KingsnakeNatural FlowerYou are exactly where you need to beStars. The properties of some materials for these mobile cases or covers may make them more durable or flexible as well. You may wish to choose a material for your new or preowned iPhone case with a cardholder based on the patterns or colours available for it. Anti-glare - An iPhone case with a cardholder that has anti-glare properties may be easier to use in direct sunlight.Ĭhoosing a material for your iPhone money holder.The screen protector will attempt to make sure the phone doesn't get scratched, but you can still use your fingers to interact with the touch screen. Screen protector - You can get a phone case with cardholder compartments that has a complete front screen protector for your mobile.In some cases, the card opening might double as the kickstand accessory. Kickstand - A separate portion of the iPhone case with cardholder compartments can be used as a kickstand to balance your phone without holding it.Here are just a few of the common things you can get with your iPhone money holders: Most of the phone cases with cardholders that are compatible with iPhones will have some of the same features or designs that you might expect from conventional mobile cases or covers. Other features of iPhone cases with cardholders The item will look like a regular iPhone case. CASE CREATION Wallet Case Cover for Apple iPhone 12 Pro Max (Black, Cases with Holder, Pack of: 1) FREE Delivery 40 If ordered within 19m 23s Highlights. And with an array of styles, colors, and customization options, we give you the chance to put your own stamp on your iPhone 12 Pro Max too. Thats why our cases have 6.6-foot drop protection plus DEFENSiFY antimicrobial coating to eliminate 99 of bacteria. Once you insert the card of your choice, you can simply snap the back panel closed. You want to keep your iPhone 12 Pro Max safe and crack-free - we totally get it. The slots on the iPhone hidden cardholder are designed to accommodate the size of most financial cards. You can open the section and slide your card into the slot. This section has a small area that comes away from the main body of the phone case. The rear panel of the iPhone case will have a special section at the top or bottom. Most of the phone cases with cardholders that you come across on eBay will function in similar ways. You can search through the various products on eBay to find an iPhone case with a cardholder in a style that suits your needs or preferences. 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